Bankruptcy

People can often feel overwhelmed and stressed out with their debt. Unfortunately, their solutions involve tirelessly struggling with it by needlessly draining savings accounts and other crucial funds in an attempt to stem the impact of their growing debt. It can be a waste of time and money.

We are a Lynnwood, Washington, Snohomish County law firm that provides bankruptcy and non-bankruptcy options for people experiencing financial difficulties, with the objective of, effective financial relief. We are knowledgeable and compassionate professionals, who are strong advocates for our clients and provide support during difficult, sensitive situations.

Our Washington attorneys represent people in Chapter 7 bankruptcy and Chapter 13 bankruptcy. We will communicate with your creditors before we file your bankruptcy to help eliminate the stress of having to deal with numerous phone calls from creditors and collection agencies. Bankruptcy is not always the most effective or appropriate option to address a difficult financial concern. Our Washington attorneys will review your situation to determine if bankruptcy is the right option for you. Additionally, at our Lynnwood firm you will only be dealing with a Washington attorney and never a paralegal or legal assistant.

The first step in deciding to file bankruptcy is to meet with one of our experienced Washington attorneys who can help you decide if bankruptcy is the right choice for you. Qualification for bankruptcy is dependent on your household's gross median income. There are certain restrictions on how much secured debt and unsecured debt one can be in to file a Chapter 13 bankruptcy. Bankruptcy can also prolong the foreclosure process and should not affect any loan modification. Bankruptcy stops most garnishments and in most cases if you were garnished more than $600 in the 90 days prior to filing bankruptcy our Washington attorneys will attempt to get those garnished monies back.

During your consultation we are prepared to help you if you are considering any of the following options:

• Chapter 7
• Chapter 13
• Debt Negotiations
• Fighting Bill Collector Harassment

When you are in a serious financial situation, you think no one else can understand what you are going through. The truth is that we have seen just about every type of financial trouble there is and have family members who have filed both Chapter 7 and Chapter 13 bankruptcy. So, we understand what you are going through. We will take on your problems together and solve them in a compassionate, efficient, and effective manner. We can help you breathe again, sleep again, and re-focus on those things that are important to you. Bohan Law, PLLC is a debt relief agency and we help people file for bankruptcy relief under the Bankruptcy Code.